“The best future is the future which is well Planned in Advance and created by us”
Since the evolution of Humans into modern human being, human race is always worried about the future, We are always thinking of a strong and better future that can give us comfort. From childhood days everyone is taught to plan for future. But what is that future, how can we plan a better plan future today. Life is full of uncertainty and COVID 19 Proved this fact. But when we talk about better future , at the back of our head we are thinking of financial stability in our life. A future where we can live a stable lifestyle. Planning of financial for everyone is not an easy task, You need experts and experienced people who can guide you in this effort. The situation in tier Two and Three Cities or for uneducated people this is a bigger challenge. But this rises another bigger question how to find them. How to trust them, and all others. Understanding all these threats or questions one of the startup founder thought to develop a product for common people in local language for tier two and three cities where awareness is not available. We connected with Mr Ranadeep Saha Founder of Badibehen to understand his point of creating this.
Welcome Ranadeep to startup Reporter, We want to know how this concept struck to you.
One fine afternoon my daughter, Anushka, asked me to give her a 100 rupee note. In all her innocence, she said that she wants to save this money in her piggy bank to build a big house where we all can live happily ever after.
A simple and yet thought-provoking incident helped me to connect with my dream to do something meaningful which could transform the lives of us, the Indians.
The unorganized sector is working 24 Hrs 7 Days Each Year for 80 Years of their lifecycle to make our life easy, meaningful, beautiful, stress-free, presentable, secure, and so on. In return, they are only earning a livelihood but none item of the above list is present in their life, most of them spend their entire life either in rented houses or in shacks and above all No Work No Food till the last of their breath. Maids, Caretaker, Security Guards, Drivers of Rickshaw/ E-rickshaw/ Auto/ Taxi/ Bus/ Bike, Masons, Carpenters, Plumbers, Electricians, Beauticians, Barbers, Delivery Boys, Cooks, Gardener, Laundry Man, Laborers, Hawkers, Mall Employees, Shopkeepers – Tea/ Fruit/ Vegetable/ Sweets/ Hotels/ Chicken/ Fish/ Grocery/ Pan/ Fast Foods, Farmers, Mechanics and …. falls under the unorganized sector, most of the time we just categorized them to ignore their contribution towards our life.
However, we believe that a nation can only prosper financially if every one of its citizens prospers financially!
Now the big question is how to make the last person in our society prosper financially?
But the problem is we are not comfortable talking about money matters with anyone or the unknown, we have almost zero knowledge of money matters, and have no idea how to make the money work for us.
We are always open to learning anything from someone more knowledgeable than us, who has the experience and has already walked the same path, is respectable, and is authoritative in terms of caring for us. We love to learn from such a person.
Since my childhood, I have been very good at numbers and calculations. I can easily remember any numbers, be it phone or mobile phone or vehicle or account numbers, etc. without any effort. I can do the calculations in my mind in seconds without any calculator. This virtue of mine has helped me immensely in taking all types of decisions in my life be it for starting any business or even selecting any subject or road or appointing an employee etc.
From my relation, connection, love, and passion with numbers I find that it helps me achieve any target easily and without effort or little effort if I have the target in numbers, track whatever I have done in terms of numbers, and monitor what is left in terms of numbers. It is an easy task for me and others who are naturally inclined towards numbers like me but it is not the same for the rest of the Indians.
So we have come up with a solution to empower and enable the last person in our society to prosper financially. Its a mobile application which makes the net worth of the user, make a financial plan and then a financial advisory also monitors the same on daily basis- all are made of numbers. It’s not all, there will be an experienced and expert team to support the users right from onboarding to keep & make them updated with the compliances of documents to select the best fit financial instruments for their required goals whenever they are in dilemma or have any doubts. We all respect our elder sisters as they experienced that too in the recent past, we abide by her decisions as she whatever suggests to us or asks us to do because she cares and loves us. So who better can guide us on our journey to financial prosperity better than her? That’s why Badi Bahen comes into existence.
