@import url('');
:root{--sr-ink:#111827;--sr-muted:#5d6878;--sr-red:#c82432;--sr-red-dark:#a71925;--sr-navy:#0b1733;--sr-line:#e2e7ee;--sr-paper:#fff;--sr-soft:#f4f6f9;--sr-max:1240px;--sr-radius:14px;--sr-shadow:0 8px 30px rgba(14,28,54,.07)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--sr-ink);background:#fff;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:16px;line-height:1.65}img{max-width:100%;height:auto;display:block}a{color:inherit;text-decoration:none}a:hover{color:var(--sr-red)}button,input,textarea,select{font:inherit}.sr-container{width:min(calc(100% - 40px),var(--sr-max));margin-inline:auto}.sr-ei-home .sr-container{max-width:var(--sr-max)}body:has(.sr-main-layout) .sr-container,body:has(.sr-article-layout) .sr-container{max-width:var(--sr-max)}.sr-skip-link{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px;z-index:1000}.sr-skip-link:focus{left:8px}.sr-utility{background:var(--sr-navy);color:#e7edf8;font-size:12px}.sr-utility-inner{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:34px}.sr-utility nav ul,.sr-footer ul{display:flex;list-style:none;margin:0;padding:0;gap:16px}.sr-utility a{color:#e7edf8}.sr-header{background:#fff;border-bottom:1px solid var(--sr-line);position:relative;z-index:20}.sr-header-main{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 0}.sr-brand p{font-size:12px;color:var(--sr-muted);margin:3px 0 0}.sr-wordmark{font-weight:850;letter-spacing:-.05em;font-size:26px;display:inline-flex;align-items:center;gap:9px}.sr-wordmark span{display:inline-grid;place-items:center;background:var(--sr-red);color:white;width:39px;height:36px;border-radius:8px;font-size:16px;letter-spacing:-.03em}.custom-logo{max-height:64px;width:auto}.sr-header-actions{display:flex;gap:10px;align-items:center}.sr-button{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:1px solid transparent;border-radius:8px;padding:10px 16px;font-size:14px;font-weight:750;line-height:1.3;cursor:pointer;transition:background .15s ease,border-color .15s ease}.sr-button-red{background:var(--sr-red);color:#fff}.sr-button-red:hover{background:var(--sr-red-dark);color:#fff}.sr-button-outline{border-color:#cbd3df;background:#fff;color:var(--sr-ink)}.sr-button-dark{background:var(--sr-navy);color:#fff}.sr-button-dark:hover{color:#fff;background:#192a4b}.sr-menu-toggle{display:none;background:#fff;border:1px solid var(--sr-line);border-radius:8px;padding:9px 12px}.sr-nav-wrap{border-top:1px solid #f0f2f5}.sr-primary-nav{display:flex;align-items:center;justify-content:space-between;gap:14px}.sr-menu{display:flex;align-items:center;gap:0;list-style:none;padding:0;margin:0;flex-wrap:wrap}.sr-menu>li{position:relative}.sr-menu>li>a{display:block;padding:12px 10px;font-size:13px;font-weight:700;white-space:nowrap}.sr-menu .sub-menu{display:none;position:absolute;top:100%;left:0;min-width:190px;list-style:none;padding:8px;background:#fff;border:1px solid var(--sr-line);box-shadow:var(--sr-shadow);z-index:30}.sr-menu li:hover>.sub-menu,.sr-menu li:focus-within>.sub-menu{display:block}.sr-menu .sub-menu a{display:block;padding:8px;font-size:13px}.sr-nav-search a{font-size:26px}.sr-ticker{background:#f7f8fa;border-bottom:1px solid var(--sr-line);overflow:hidden}.sr-ticker-inner{display:flex;align-items:center;gap:18px;min-height:38px;font-size:12px;font-weight:750;white-space:nowrap}.sr-live-dot{color:var(--sr-red)}.sr-hero-band{background:linear-gradient(180deg,#f8f9fb 0%,#fff 100%);padding:34px 0 20px}.sr-hero-intro{max-width:760px;margin-bottom:24px}.sr-kicker{display:block;color:var(--sr-red);font-size:11px;letter-spacing:.12em;font-weight:850;text-transform:uppercase}.sr-hero-intro h1{font-size:clamp(30px,4vw,48px);line-height:1.12;letter-spacing:-.045em;margin:8px 0 12px;max-width:900px}.sr-hero-intro p{margin:0;color:var(--sr-muted);font-size:17px;max-width:740px}.sr-hero-grid{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(300px,1fr);gap:22px}.sr-hero-lead{background:#fff;border:1px solid var(--sr-line);border-radius:var(--sr-radius);overflow:hidden;box-shadow:var(--sr-shadow)}.sr-hero-image{display:block;aspect-ratio:16/8.5;background:#e6eaf0;overflow:hidden}.sr-hero-image img{width:100%;height:100%;object-fit:cover}.sr-hero-copy{padding:22px 24px 24px}.sr-hero-copy h2{font-size:clamp(24px,2.7vw,34px);line-height:1.18;letter-spacing:-.035em;margin:7px 0 10px}.sr-hero-copy p{color:var(--sr-muted);margin:0 0 12px}.sr-category{color:var(--sr-red);text-transform:uppercase;font-size:10px;font-weight:850;letter-spacing:.1em}.sr-meta{display:flex;gap:12px;color:var(--sr-muted);font-size:12px;align-items:center}.sr-text-link{color:var(--sr-red);font-size:13px;font-weight:800;display:inline-block;margin-top:12px}.sr-hero-side{display:flex;flex-direction:column;gap:12px}.sr-compact-story{display:grid;grid-template-columns:124px 1fr;gap:13px;padding:12px;background:#fff;border:1px solid var(--sr-line);border-radius:12px;min-height:120px}.sr-compact-image{aspect-ratio:4/3;overflow:hidden;background:#e6eaf0;border-radius:7px}.sr-compact-image img{width:100%;height:100%;object-fit:cover}.sr-compact-story h3{font-size:15px;line-height:1.3;margin:4px 0 8px}.sr-section{padding-top:42px;padding-bottom:42px}.sr-section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-bottom:20px}.sr-section-heading h2{font-size:clamp(24px,2.5vw,32px);line-height:1.2;letter-spacing:-.035em;margin:4px 0}.sr-section-heading p{color:var(--sr-muted);margin:4px 0 0;font-size:14px}.sr-section-heading>.sr-text-link{white-space:nowrap;margin-bottom:3px}.sr-card-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.sr-story-card{border:1px solid var(--sr-line);border-radius:12px;overflow:hidden;background:#fff;min-width:0;transition:transform .15s ease,box-shadow .15s ease}.sr-story-card:hover{transform:translateY(-2px);box-shadow:var(--sr-shadow)}.sr-card-image{display:block;aspect-ratio:1.45;background:#e8ecf2;overflow:hidden}.sr-card-image img{width:100%;height:100%;object-fit:cover}.sr-card-body{padding:15px}.sr-card-body h3{font-size:17px;line-height:1.3;margin:6px 0 8px;letter-spacing:-.02em}.sr-card-body p{font-size:13px;color:var(--sr-muted);margin:0 0 12px}.sr-card-body .sr-kicker{font-size:10px}.sr-empty{background:var(--sr-soft);padding:20px;border-radius:10px;color:var(--sr-muted)}.sr-money-band,.sr-opportunity-band{background:var(--sr-soft);border-block:1px solid #e9edf2}.sr-money-band .sr-container,.sr-opportunity-band .sr-container{padding-top:42px;padding-bottom:42px}.sr-feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.sr-feature-tile{background:#fff;border:1px solid var(--sr-line);border-radius:12px;padding:22px}.sr-tile-icon{display:grid;place-items:center;width:42px;height:42px;background:#fff0f1;color:var(--sr-red);border-radius:10px;font-weight:900;font-size:22px}.sr-feature-tile h3{font-size:18px;margin:13px 0 7px}.sr-feature-tile p{font-size:14px;color:var(--sr-muted);margin:0 0 12px}.sr-feature-tile a{color:var(--sr-red);font-size:13px;font-weight:800}.sr-pro-banner{background:var(--sr-navy);color:#fff;border-radius:18px;padding:30px;display:grid;grid-template-columns:minmax(250px,.85fr) minmax(0,1.15fr);gap:28px;align-items:center}.sr-pro-banner h2{font-size:clamp(26px,3vw,36px);line-height:1.15;letter-spacing:-.04em;margin:9px 0}.sr-pro-banner p{color:#d4dced}.sr-pro-label{display:inline-block;font-size:10px;letter-spacing:.1em;font-weight:900;color:var(--sr-red);text-transform:uppercase}.sr-pro-banner .sr-pro-label{color:#ff9da5}.sr-intel-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.sr-intel-card{background:#fff;color:var(--sr-ink);border:1px solid var(--sr-line);border-radius:12px;padding:18px;min-width:0}.sr-intel-card h3,.sr-intel-card h2{font-size:17px;line-height:1.3;margin:8px 0}.sr-intel-card p{font-size:13px;color:var(--sr-muted);margin:0 0 8px}.sr-intel-card>a{font-size:12px;color:var(--sr-red);font-weight:800}.sr-pro-note{font-size:13px;color:var(--sr-muted);margin-top:16px}.sr-pr-band{display:flex;align-items:center;justify-content:space-between;gap:25px;padding:26px;background:#fff;border:1px solid var(--sr-line);border-radius:14px}.sr-pr-band h2{font-size:25px;margin:5px 0}.sr-pr-band p{color:var(--sr-muted);margin:0;max-width:720px}.sr-newsletter-band{background:#fff5f5;border-block:1px solid #f2d9dc;padding:32px 0}.sr-newsletter-band>.sr-container{display:flex;align-items:center;justify-content:space-between;gap:28px}.sr-newsletter-band h2{font-size:27px;margin:4px 0}.sr-newsletter-band p{margin:0;color:var(--sr-muted)}.sr-newsletter-form{display:grid;grid-template-columns:minmax(180px,1fr) auto;gap:8px;min-width:min(470px,48%)}.sr-newsletter-form input,.sr-search-form input,.sr-form-panel input,.sr-form-panel textarea,.sr-form-panel select{min-width:0;width:100%;border:1px solid #ccd4df;border-radius:8px;padding:11px 12px;background:#fff;color:var(--sr-ink)}.sr-newsletter-form small{grid-column:1/-1;color:var(--sr-muted);font-size:11px}.sr-footer{background:#09142c;color:#d6dfef;padding:42px 0 20px}.sr-footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:28px}.sr-wordmark-light{color:#fff}.sr-footer p{font-size:13px;color:#aebbd0;max-width:330px}.sr-footer h2{font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:#fff}.sr-footer ul{display:flex;flex-direction:column;gap:7px;font-size:13px}.sr-footer a{color:#d6dfef}.sr-footer-bottom{border-top:1px solid #24324a;margin-top:28px;padding-top:16px;display:flex;justify-content:space-between;gap:16px;font-size:12px;color:#9eacc4}.sr-article-layout{display:grid;grid-template-columns:minmax(0, min(820px, 1fr)) minmax(250px,300px);gap:42px;padding-top:30px;padding-bottom:60px;align-items:start}.sr-breadcrumb{font-size:12px;color:var(--sr-muted);margin-bottom:20px}.sr-breadcrumb a{color:var(--sr-red)}.sr-article-header h1{font-size:clamp(32px,4.5vw,50px);line-height:1.1;letter-spacing:-.045em;margin:10px 0 15px;overflow-wrap:normal;word-break:normal}.sr-article-dek{font-size:19px;line-height:1.5;color:#536071;margin:0 0 20px}.sr-byline{display:flex;align-items:center;gap:10px;margin:20px 0 24px}.sr-byline img{border-radius:50%}.sr-byline strong,.sr-byline small{display:block}.sr-byline strong{font-size:13px}.sr-byline small{font-size:12px;color:var(--sr-muted)}.sr-article-hero{margin:0 0 26px}.sr-article-hero img{width:100%;height:auto;border-radius:12px}.sr-article-hero figcaption{font-size:12px;color:var(--sr-muted);padding-top:6px}.sr-article-content{font-size:18px;line-height:1.82;overflow-wrap:anywhere}.sr-article-content h2{font-size:28px;line-height:1.25;margin-top:35px}.sr-article-content h3{font-size:22px;line-height:1.3;margin-top:28px}.sr-article-content blockquote{border-left:4px solid var(--sr-red);margin:26px 0;padding:8px 22px;color:#3c4655;background:#f7f8fa}.sr-article-content figure{margin:24px 0}.sr-article-content img{height:auto;border-radius:8px}.sr-key-takeaways{background:#f6f8fb;border:1px solid var(--sr-line);border-radius:12px;padding:18px 20px;margin-bottom:26px;font-size:15px;line-height:1.6}.sr-key-takeaways p{margin:6px 0 0}.sr-article-footer{border-top:1px solid var(--sr-line);margin-top:30px;padding-top:20px}.sr-editorial-note{font-size:12px;color:var(--sr-muted)}.sr-aside-sticky{position:sticky;top:20px;display:grid;gap:16px}.sr-aside-card{border:1px solid var(--sr-line);border-radius:12px;padding:18px;background:#fff}.sr-aside-card h2{font-size:18px;line-height:1.3;margin:8px 0}.sr-aside-card p{font-size:13px;color:var(--sr-muted)}.sr-related-link{padding:12px 0;border-top:1px solid var(--sr-line)}.sr-related-link a{font-size:13px;font-weight:750;line-height:1.35;display:block}.sr-related-link small{font-size:11px;color:var(--sr-muted)}.sr-main-layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:30px}.sr-page-layout{padding-top:36px;padding-bottom:60px}.sr-page-content{max-width:900px;margin:auto}.sr-page-header{margin-bottom:26px}.sr-page-header h1,.sr-archive-header h1{font-size:clamp(30px,4vw,44px);line-height:1.15;letter-spacing:-.04em;margin:7px 0 12px}.sr-page-header p,.sr-archive-description{color:var(--sr-muted);font-size:17px}.sr-content-body{font-size:17px;line-height:1.8}.sr-content-body h2{font-size:28px;line-height:1.25}.sr-archive-header{margin-bottom:26px}.sr-pagination{margin-top:28px}.sr-pagination .nav-links{display:flex;gap:8px;flex-wrap:wrap}.sr-pagination a,.sr-pagination span{padding:8px 12px;border:1px solid var(--sr-line);border-radius:7px}.sr-profile-header{display:flex;gap:20px;align-items:center;background:var(--sr-soft);padding:24px;border-radius:14px;margin-bottom:30px}.sr-profile-header img{border-radius:50%}.sr-profile-header h1{margin:3px 0}.sr-profile-header p{margin:0;color:var(--sr-muted)}.sr-pricing-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}.sr-price-card{border:1px solid var(--sr-line);border-radius:12px;padding:18px;background:#fff;display:flex;flex-direction:column}.sr-price-card h2{font-size:19px;margin:7px 0}.sr-price{font-weight:850;font-size:20px;color:var(--sr-red)}.sr-price-card p:not(.sr-price){font-size:13px;color:var(--sr-muted);flex:1}.sr-price-card .sr-button{font-size:12px;padding:10px 8px}.sr-price-featured{border-color:var(--sr-red);box-shadow:var(--sr-shadow)}.sr-disclaimer{font-size:12px;color:var(--sr-muted);margin-top:18px}.sr-form-panel{background:#fff;border:1px solid var(--sr-line);border-radius:12px;padding:24px;margin:20px 0;box-shadow:var(--sr-shadow)}.sr-form-panel h2{margin-top:0}.sr-form-panel label{display:block;font-size:13px;font-weight:750;margin:15px 0}.sr-form-panel label input,.sr-form-panel label textarea,.sr-form-panel label select{display:block;margin-top:6px}.sr-form-error{background:#fff0f0;color:#9d1d29;padding:12px;border-radius:8px}.sr-form-success{background:#eaf8ef;color:#17653b;padding:12px;border-radius:8px}.sr-table-wrap{overflow-x:auto}.sr-table{width:100%;border-collapse:collapse;font-size:13px}.sr-table th,.sr-table td{padding:12px;text-align:left;border-bottom:1px solid var(--sr-line)}.sr-locked-content{border:1px solid var(--sr-line);border-radius:12px;padding:18px;background:#f8f9fb}.sr-locked-content h3{margin:8px 0}.sr-pro-cta{background:var(--sr-navy);color:#fff;padding:20px;border-radius:12px;margin-top:12px}.sr-pro-cta h3{margin:8px 0}.sr-pro-cta p{color:#d3dced;font-size:13px}.sr-search-form{display:flex;gap:8px;max-width:650px}.sr-search-form button{width:48px;border:0;border-radius:8px;background:var(--sr-red);color:#fff;font-size:22px}.sr-404{min-height:55vh}.sr-image-placeholder{width:100%;height:100%;min-height:100px;display:grid;place-items:center;background:linear-gradient(135deg,#e9edf3,#d8dfeb);color:#8b97a9;font-weight:900;font-size:24px}.screen-reader-text{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:1100px){.sr-menu>li>a{padding:11px 7px;font-size:12px}.sr-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.sr-pricing-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.sr-hero-grid{grid-template-columns:minmax(0,1.3fr) minmax(280px,1fr)}.sr-article-layout{gap:24px}}
@media(max-width:780px){.sr-container{width:min(calc(100% - 28px),var(--sr-max))}.sr-utility-inner{min-height:30px}.sr-utility-inner>span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.sr-utility nav{display:none}.sr-header-main{padding:13px 0;gap:12px}.sr-brand p{display:none}.sr-wordmark{font-size:20px}.sr-wordmark span{width:32px;height:30px;font-size:13px}.sr-header-actions{display:none}.sr-menu-toggle{display:inline-flex;align-items:center;gap:8px}.sr-nav-wrap .sr-container{width:100%}.sr-primary-nav{display:block}.sr-primary-nav .sr-menu{display:none;padding:8px 14px 14px;flex-direction:column;align-items:stretch}.sr-primary-nav.is-open .sr-menu,.sr-primary-nav .sr-menu.is-open{display:flex}.sr-primary-nav.is-open .sr-menu{display:flex}.sr-menu>li>a{font-size:14px;padding:10px;border-bottom:1px solid #f0f2f5}.sr-menu .sub-menu{position:static;display:block;box-shadow:none;border:0;padding-left:18px}.sr-nav-search{display:none}.sr-ticker-inner{gap:10px;min-height:34px;font-size:11px}.sr-hero-band{padding-top:24px}.sr-hero-intro h1{font-size:32px}.sr-hero-intro p{font-size:15px}.sr-hero-grid{grid-template-columns:1fr}.sr-hero-image{aspect-ratio:16/9}.sr-hero-side{display:grid;grid-template-columns:1fr 1fr}.sr-compact-story{grid-template-columns:86px 1fr;padding:9px;gap:9px}.sr-compact-story h3{font-size:13px}.sr-compact-story .sr-meta{font-size:10px}.sr-hero-copy{padding:18px}.sr-hero-copy h2{font-size:25px}.sr-section{padding-top:30px;padding-bottom:30px}.sr-section-heading{align-items:flex-start;flex-direction:column;gap:4px}.sr-section-heading h2{font-size:26px}.sr-card-grid{gap:12px}.sr-card-body{padding:12px}.sr-card-body h3{font-size:15px}.sr-card-body p{font-size:12px}.sr-meta{font-size:10px}.sr-feature-grid{grid-template-columns:1fr}.sr-pro-banner{grid-template-columns:1fr;padding:22px;gap:18px}.sr-intel-grid{grid-template-columns:1fr}.sr-pr-band{align-items:flex-start;flex-direction:column;padding:20px}.sr-newsletter-band>.sr-container{align-items:flex-start;flex-direction:column}.sr-newsletter-form{width:100%;min-width:0}.sr-footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.sr-footer-bottom{flex-direction:column;gap:5px}.sr-article-layout{grid-template-columns:1fr;padding-top:22px}.sr-article-header h1{font-size:34px;line-height:1.12}.sr-article-dek{font-size:17px}.sr-article-content{font-size:17px;line-height:1.78}.sr-aside-sticky{position:static;grid-template-columns:1fr 1fr}.sr-main-layout{grid-template-columns:1fr}.sr-pricing-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.sr-profile-header{align-items:flex-start;padding:18px}.sr-profile-header img{width:68px;height:68px}}
@media(max-width:420px){.sr-container{width:calc(100% - 24px)}.sr-hero-side{grid-template-columns:1fr}.sr-compact-story{grid-template-columns:104px 1fr}.sr-card-grid{grid-template-columns:1fr}.sr-card-image{aspect-ratio:16/9}.sr-card-body h3{font-size:17px}.sr-aside-sticky{grid-template-columns:1fr}.sr-pricing-grid{grid-template-columns:1fr}.sr-footer-grid{grid-template-columns:1fr}.sr-newsletter-form{grid-template-columns:1fr}.sr-newsletter-form small{grid-column:auto}.sr-article-header h1{font-size:30px}.sr-hero-intro h1{font-size:29px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}